PHRE Group (the “Company”) domiciled in Panama City, Banking Area, Av. Aquilino de la Guardia, Ocean Business Plaza, Office 1504, is responsible for collecting your personal data, the use that is given to it and of it’s protection.

The request to fill out any form generated by the Company, has the purpose that the personal and/or sensitive data, if any, collected can be used for the proper operation of the Company, including its transmission to other Institutions, Rating Agencies and competent authorities that need to know them for the proper fulfillment of the purposes of this company, in order that they be used for informational, administrative, marketing, sales and statistical purposes, including, but not limited to, validation of any document that is issued in favor of the user; confirmation of the authenticity of the documentation you provide; the delivery of said data to any competent authority that requests it:

For which we require the following data:

• Full name
• Surnames
• Email
• Home phone, office phone
• Mobile phone
• Any other information that is necessary for the proper provision of the Company’s services.

For the purposes indicated in this privacy notice, the Company may collect your personal data as follows:

• Provided directly by the user.
• Obtained through other sources permitted by Law.
• For visits to the Company’s website or the use of its online services.

It is worth mentioning that when accessing internet sites, you may find “cookies” which are text files that are automatically downloaded and stored on the hard drive of the user’s computer equipment when browsing the specific internet page, which allow recording on the Internet server some of your data.

Likewise, Internet pages may contain web beacons, which are images inserted in the page or email, which can be used to monitor the behavior of a visitor, as well as to store information about the user’s IP address, duration of time of interaction of said page and the type of browser used, among others.

By virtue of the foregoing, we inform you that the Company may use “cookies” and “web beacons” for a better performance of the site. These “cookies” and other technologies can be disabled in the configuration options of the browser that is being used.

Your personal data may be transferred and processed inside and outside the country of origin, by people other than the Company, so your information may be shared with advisors, qualifiers, and regulators of the Company, as well as other companies and/or institutions, for the purposes indicated in this notice.

We reserve the right to make changes or updates to this privacy notice at any time, for the attention of new legislation, jurisprudence, internal policies, new requirements requested by the Company, among others. If you do not express your opposition for your personal data to be transferred, it will be understood that you have given your consent for it.

These modifications will be available to the public through the following means: the Company’s website. The date of the last update to this privacy notice is September 14, 2022. We promise that all data will be treated under security measures and guaranteeing its confidentiality.

At any time you may revoke the consent you have given us for the processing of your personal and/or sensitive data, if that is the case, so we stop using them. To do this, you must submit your request in writing, using the following procedure: in writing directly at our offices or to our email at ventas@phregroup.com, in which you must include your full name with a personal identification number, specifically mentioning that it is your will to revoke the consent, as well as the scope and causes of said revocation. A response will be given to that request within a term not exceeding twenty business days, in which the actions that have been taken to carry out the requested revocation will be informed.

In case you wish to access, rectify, cancel or oppose certain personal data of yours that make up the Company’s database, you must comply with the following requirements: send a request for access, rectification, cancellation or opposition of information to the email sales@phregroup.com accompanied by your personal identity document with a clear and precise description of the desire to access, rectify, cancel or oppose any personal data contained in the database, detailing the action required to be carried out on them and the reason for your decision.

By accepting and/or filling out any data collection form of the Company, you consent and authorize that your personal data be processed in accordance with the provisions of this privacy notice, that your personal data be transferred and processed inside and outside the country by the Company, as well as by persons other than this Company, and consents that your sensitive personal data be treated in accordance with the terms and conditions of this privacy notice under the Company’s confidentiality policies.